The site does not review or include all companies or all available products. Those who aren't current Amazon Prime members shouldn't consider joining just for the sake of getting the Amazon Prime Rewards Visa Signature Card, as it likely won't be worth it for that reason alone. The card has the following benefits: 1. When compared among all rewards cards in our database: See how this card compares to similar cards, Investopedia Credit Card Rating Methodology. Once you have $15 in Rewards Dollars, you’re automatically issued a $15 Rewards Certificate, which can only be used at IKEA (not as cash back or credit against your card balance). 5% back at Amazon and Whole Foods Market with an eligible Prime membership*. For cards that offer rewards we determine the value per dollar spent along with average redemption values and assign more favorable ratings to cards that offer superior consumer value. Apply with a good to excellent … This card may be less attractive if you're not an IKEA regular or don't have a big home improvement project in the works. Earn up to 3 Stars per $1 at Starbucks stores, 1 Star per $2 at grocery stores, local transit and commuting, and internet/cable/phone services, and 1 star per $4 spent outside of Starbucks stores. Maximizing your rewards depends on how much you spend and where you make purchases with your card. Enjoy $25 off your first IKEA purchase when you open and use your IKEA Visa credit card the same day. The card allows you to earn 5% of what you spend back on IKEA purchases. Advertiser Disclosure: The products that appear on this site may be from companies from which ValuePenguin receives compensation. 5% back in rewards on IKEA® purchases, 3% back in rewards on dining, grocery and utility purchases, 1% back in rewards on all other purchases. It lacks a 0% intro APR period. We utilize BLS (U.S. Bureau of Labor Statistics) income and average category spending data to calculate annual earnings rates for rewards cards that offer cash back, points or miles rewards at a set rate on all spending or in consideration of bonus rewards for certain spending categories, like gasoline, groceries, restaurants or travel. The information related to the Amazon Prime Rewards Visa Signature Card has been collected by ValuePenguin and have not been reviewed or provided by the issuer of this card prior to publication. Earn 5% at Walmart.com, the Walmart app, and on Walmart grocery pickup and delivery. 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Earn up to 5% in rewards at Macy's, plus 3% back at restaurants, 2% at gas stations and supermarkets, and 1% everywhere else. Cardholders can earn IKEA Reward Dollars for using their IKEA® Visa® Credit Card to make purchases at a rate of 5% back on IKEA purchases, Traemand installation and TaskRabbit assembly services; 3% back on dining, grocery stores and utility purchases; and 1% back on all other purchases. They can only be used to offset the cost of purchases at the store (or its online counterpart). • This Offer cannot be combined with any other offers and cannot be assigned/transferred to any other person/customer. While we make no assumption as to whether balances are carried on a given card we do assign varying weights to all credit cards’ introductory APR (if present) in addition to the regular, long term purchase and balance transfer interest rates. Furthermore, its rewards function as a typical cash back credit card—meaning they can be applied to all purchases—as opposed to the IKEA® Visa® Credit Card which restricts rewards redemption to IKEA purchases. Bailey is a Research Analyst at ValuePenguin, covering insurance. IKEA's Visa card is available for any customer, and you can easily apply online through the site. This compensation from our advertising partners may impact how and where products appear on our site (including for example, the order in which they appear). Pick something else if you don’t spend much in the card’s bonus categories. This is a chip-enabled credit card, and your online information is encrypted for added protection. Here are two examples of how you can maximize rewards with this card. But if your bank charges for a credit card, doesn’t offer any bonuses and you don’t want to change bank, why not apply for one of the cards listed below? Cashback Credit Card Hotel Points Airline Mileage Other Rewards IKEA Cashback Tags: ikea cashback comparison , ikea cash back comparison , ikea rebate comparison Relevant Stores: Amazon.com 8% | … Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. If you shop there often then it makes sense for you to open a card that will give you 5% cash back on all IKEA … This card could be good for anyone who spends a decent amount of money on furniture, home decor, or home improvement or happens to be an IKEA brand enthusiast. ValuePenguin does not include all financial institutions or all products offered available in the marketplace. 2% back at restaurants, gas stations, and drugstores*. Add in $10,000 in groceries, dining, and utilities and $5,000 in other everyday spending and you'd earn another $300 and $50 back respectively. That's not exactly a stellar bonus compared with what you might get from a regular cash back rewards card. It has surprisingly lucrative … Below, we have compared the IKEA® Visa® Credit Card to some of our favorite cash back credit cards. One mark against this card is that it has a fairly high APR of 21.99%. We’ll tell you when a card is good, we’ll tell you when a card is bad, and we’ll only call a card the best if we would recommend it to our friends or family members. Cashback will be credited to the TMRW Credit Card a maximum of 10 working days after the transaction is booked or in the following month's billing. The IKEA® Visa® Credit Card also features free shipping and delivery on in-store IKEA purchases through Aug. 31, 2018. Earn 1x points for every $1 spent on all other purchases. No problem at checkout. Welcome benefits. As long as you can deal with the above, the IKEA® Visa® Credit Card provides excellent rewards for IKEA purchases and also comes with valuable perks. However, other cards offer better bonuses, such as the Chase Freedom Flex℠, which features a Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.. Whether you’re planning to update a living room or furnish a college dormitory, the IKEA® Visa®credit card may provide you with the purchasing power you need to get the job done — with a $0 annual fee — while earning 5% back in rewards on Ikea purchases. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. Sign in or sign up to manage your IKEA credit card account online. Without doing so, it's almost impossible to know whether a card is the best fit for you and your spending habits. A no-brainer for frequent IKEA shoppers looking for everyday-purchase rewards. This is IKEA in Charlotte, NC. We rate cards on the number and level of over a dozen standard and upscale benefits and provide extra weighting emphasis for those travel-related perks that apply to premium travel cards when present. Although the IKEA Visa acts like a cash-back card with fixed rewards values, you can’t actually redeem your rewards for cash back. The IKEA Visa credit card could be a good fit for DIY-ers and people who love to shop IKEA for their home. IKEA, founded in 1943, is a Swedish-based Multinational Retailer of … Key Benefits of the IKEA Family Credit Card. These estimates here are ValuePenguin's alone, not those of the card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. We publish unbiased product reviews; our opinions are our own and are not influenced by payment we receive from our advertising partners. Many cards offer 0% introductory APR on purchases and balance transfers for varying lengths and then revert to a permanent or regular APR (based on a variable rate tied to the prime rate) that applies to any balances not paid in full. One caveat, however, is that the rewards the IKEA® Visa® Credit Card earns can only be used for IKEA purchases and expire 45 days after being issued. Earn 5x points back in rewards when you shop the TJX family of stores. Plus 2% Shell rebates on your first $10,000 dining and grocery purchases per year, and 1% Shell rebates on other qualifying purchases. The no fee Tangerine Money-Back Credit Card is an absolute steal for cash back rookies and connoisseurs alike. This limits the usefulness of this card to those who don't shop at IKEA often. Unlike the IKEA® Visa® Credit Card, which offers 5% back on just Ikea purchases, the Chase Freedom Flex℠ features a bonus category every quarter. Cash Back, Miles, or Points: What's The Difference? Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. Consumers should keep in mind that—while the Amazon Prime Rewards Visa Signature Card has a $0 annual fee—it is only available to Amazon Prime members, which costs $119 per year. However, IKEA may limit when you can receive this benefit based on the purchase location. Save on each gallon of Shell gas, up to 20 gallons per fill-up: 5 cents from the card and 5 cents from automatic enrollment in the fuel rewards program. Advertiser Disclosure: ValuePenguin is an advertising-supported comparison service which receives compensation from some of the financial providers whose offers appear on our site. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Bottom Line: The IKEA® Visa® Credit Card is great for IKEA purchases, though its restrictive rewards structure make it difficult to recommend to those that visit the store infrequently. It's not so much the fees you need to be aware of with this card as the APR for purchases, balance transfers, and cash advances. Casual IKEA shoppers—who might only visit a few times per year—will likely have a difficult time fully utilizing the rewards that the IKEA® Visa® Credit Card offers. Here at ValuePenguin, we always recommend you comparison shop when looking for credit cards. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Earn 1 point per dollar on all other purchases. Security and customer service features like lost or stolen card replacement, being able to lock one’s card from an issuer app and 24 hour customer support are becoming more standard across the card market and we provide a significant amount of weighting to features in this area. (“Citibank/Citi”) and IKEA India Private Limited (“IKEA… The IKEA® Visa® credit card is a great way to earn rewards, with solid reward rates for a store card, in almost any place where Visa® cards are accepted. Seeks to maximize cash back earnings across spending categories, Dines out regularly while traveling or in home city, Primarily responsible for household grocery and other major purchases, U.S. Bank Harley-Davidson® Visa® Secured card. {"align":"","buttonColor":"primary","buttonIcon":"lock","buttonText":"Apply Now","category":"creditcards","className":"AffiliateBanner--context-credit-card","context":" in context: Banner","cssNamespace":"AffiliateBanner","disclaimers":["On Citibank's Secure Website"],"isButtonSquare":false,"imageURL":"https:\/\/cdn.comparecards.com\/uploads\/images\/items\/4595.png","isUnavailable":false,"link":"\/credit-cards\/redirect\/710?url=_ikea-credit-card-review","name":"Citi\u00ae Double Cash Card \u2013 18 month BT offer"}, {"disclosureMessage":" \u003Cp\u003EAdvertiser Disclosure: Some of the offers that appear on this website are from companies which ValuePenguin receives compensation. Customer service is available by calling 866-387-6145. Here’s how we weighted those feature sets for the overall star rating of a card: We have applied our proprietary rating methodology to every generally-accepted credit card in the U.S. domestic market to allow consumers to make fully informed choices. Plus, it has no annual fee. Ikea is launching a new store credit card that will offer 5% cash back on Ikea purchases and 3% cash back on restaurant, grocery store and utility charges, but the rewards can only be …