15.2. A click and collect code is an alphanumeric code which, when provided to appropriate customer service staff within a participating shopping centre, can be exchanged in return for a Gift Card; 3.2. “The businesses that used these kind of contract terms to deprive consumers of the full benefit of gift vouchers should not have been doing so, and from Monday they will no longer be able to make unfair gains at the expense of Irish consumers,” Ms Humphries said. 13.2. Gift vouchers and gift cards are sold subject to stated terms and conditions. 10.3. Your Gift Card will cease to be valid twelve months from the date of purchase. In certain circumstances, a transaction will be initiated but not completed. Gift Cards purchased online will require activation upon receipt. 1.3. Your Gift Card will cease to be valid twelve months from the date upon which it was purchased; We refer to this date as Your Gift Card’s expiry date. 14.1. CHANGES TO THESE TERMS AND CONDITIONS. Please see section 9.3.4 for further information. A Gift Card is not permitted to be used for mail order, telephone, internet or other non – face – to – face transactions; 8.11. We will log Your complaint and investigate it in accordance with Our Complaints Handling Procedure. We may ask that You provide a variety of details in order to confirm that You are the authorised holder of the Gift Card. The cooling off period described in section 11.1 above does not apply to replacement Gift Cards. A click and collect code may only be exchanged in return for a Gift Card within the participating shopping centre specified by the purchaser; 3.5. On or after 1 October 2018, can be spent via participating retailers within the specific shopping centre whose name appears on the Gift Card; 2.2.1. We are committed to ensuring that all of the personal information We hold is secured, protected and used responsibly at all times. The Federal Reserve says that some states already have rules that limit fees on gift cards and restrictions on gift card expiry. (Times are shown in Greenwich Mean Time). A Gift Card is not permitted to be used for the purposes of purchasing foreign currency; 8.8. If You know the remaining balance of Your Gift Card You may be able to make a partial payment as described in section 7.5 above. We may limit Your liability to a maximum of £50, (for UK Gift Cards),  €50, (for Gift Cards purchased for use in Finland, Italy or the Republic of Ireland) or PLN 240, (for Gift Cards Purchased for use in Poland), for lost or stolen Gift Cards if You are deemed to have notified Customer Services of the loss or theft at the earliest reasonable opportunity. We therefore encourage You to exchange Your click and collect code for a Gift Card prior to its Expiry Date. Is there an expiry date? You will not be able to reclaim this money from the FSCS or any other deposit protection scheme. Any funds forfeited will be used to support the ongoing operation of the Gift Card programme in question. This fee will be handled by Your network operator and will be deducted from the balance of Your mobile telephone credit or added to Your next mobile telephone bill; or. Not all vouchers are covered by the legislation so it is important to check what kind of voucher you have and what rights apply. The Gift Card will be activated at the point of sale and the monies will typically be available for use within one hour of purchase. Is Ireland facing another Covid-19 wave or is a blip being used to put the frighteners on? CANCELLATION PERIOD AND REFUND PROCEDURE. If You believe You did not authorise a particular transaction, or if You would like to raise a dispute over the goods or services purchased, You should contact Customer Services at the earliest reasonable opportunity in accordance with section 15 below. The first gift voucher - the humble book token - was first issued in 1932. 16.5. If there is no expiry date, this must be stated on the gift card. In any event the liability of the organisations described in Sections 1.2 and 1.3 will be limited to the value loaded onto the Gift Card at the time of purchase. It is therefore the responsibility of both the Gift Card purchaser and the recipient to check the website here regularly for changes to terms and conditions. Note that Our Gift Card balance consolidation service is only available in limited circumstances; please see section 2.10 above for further information. You are responsible for keeping Your Gift Card and the associated details safe. Alternatively, You may elect to make payment for an applicable fee separately. 11. Register Your Gift Card in order to gain access to Our PIN retrieval service. £1.00 for the consolidation of two Gift Card balances and £0.20 for each subsequent Gift Card balance consolidated, for UK Gift Cards; Depending on the nature of Your enquiry it may be possible to have the applicable fee deducted directly from Your Gift Card balance. 13.7. 15.1. That means as a company wanting to use gift vouchers to sell your products, services and experiences you can determine your voucher validity period. Proceed to make payment. In passing the laws Ireland has become the first European country to enact legislation protecting consumers in this area. They are under no legal obligation to extend the expiry limit but may do this out of goodwill. Please be advised there may be additional access charges from your service provider). 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Another clause was introduced to stop airlines cancelling gift vouchers where the name on vouchers was not identical to the person’s name on their passport or charging recipients to change the name on the voucher. 7.5. For a period of ninety days from Your Gift Card’s expiry date You have the option to request that any balance which remained at the time of expiry be restored, subject to the payment of a fee of £9.95, (for UK Gift Cards), €9.95, (for Gift Cards purchased for use in Finland, Italy or the Republic of Ireland) or PLN 20, (for Gift Cards purchased for use in Poland). By purchasing or using a Gift Card You are indicating to Us that You agree to all of the terms and conditions in this agreement. Gift cards or vouchers must: not be redeemed for cash unless there is a remaining amount that, in the reasonable opinion of the trader, cannot be conveniently used; and be able to be used more than once, if the value of the gift card/voucher is more than … A fee of £0.25p plus Your standard network charge will apply for this service. Contacting Customer Services in accordance with section 15 below. 13.6.3. Aneeka Savahl, a senior associate in the Corporate and Commercial Practice at Cliffe Dekker Hofmeyr business law firm explains, “Gift certificates, prepaid vouchers, credits and similar devices are often touted as convenient and economical alternatives for consumers. Some shops deduct value for every month over the use-by date. At the Expiry Date, the monetary balance associated with the click and collect code will be forfeited. Where this happens, this may result in the value of the transaction being deducted from the Gift Card balance and becoming unavailable for use; We refer to this as a hanging authorisation or block. In limited circumstances, multiple Gift Card balances can be consolidated on to a single Gift Card. More information on the ACL and the national gift card laws is available on the Consumer Law website. Only available for collection up to the expiry date of the original Gift Card which has been lost, stolen or damaged; 13.6.2. 12. Gift Cards which are not affiliated with Intu can be spent via participating retailers within the specific shopping centre whose name appears on the Gift Card. No more expiry date for gift ... gift certificates or gift cards; and coupons or vouchers. It can take up to twenty four hours from the time a Gift Card is unblocked for the Gift Card to become ready to use again. You are responsible for keeping Your Gift Card, the associated PIN and all other relevant security details safe. Using a gift card or voucher when the business changes owners Expiry dates. 11.2. The three year requirement does not apply to gift cards that are: 1. able to be reloaded or topped up 2. for a good or service available for a limited time where the card or voucher expires at the end of that period (e.g. 3.3. On the expiry date Your Gift Card will cease to function and You will no longer be entitled to use it. 10962, otherwise known as the “Gift Check Act of 2017,” prohibiting the issuance of gift checks that bear expiry dates, as well as the imposition of an expiry date on the stored value, credit, or balance of the gift check. Following satisfactory completion of the verification process described in section 13.1 above We may make arrangements for a replacement Gift Card to be made available to You from the appropriate shopping centre or retail venue. You will be held liable for the value of all transactions if We believe, or have reason to suspect that: 13.3.2. Valid for a period of twelve months from the date of activation; 3.4. 13.5. This agreement will last for a period of twelve months, starting on the date that the Gift Card was purchased. If any changes are made they will be publicised two months before the changes take effect (unless law requires Us to make a more immediate change) and copies of the revised terms and conditions will be made available: 18.1.1. Block Your Gift Card, if You have reported it lost or stolen; or. 2.6. The law applies to all gift cards or vouchers sold on or after 1 November 2019, unless specifically excluded. 1.5. 16.3. Following completion of this verification process, (if required), We will: 13.1.1. 7.4. EXPIRY OF THE GIFT CARD AND YOUR RIGHT TO REDEEM. 16.7.2. This agreement and all communications between You and Us shall be in the English language. 9.3.5. The Gift Card may be used in full or part payment for purchases. Please refer to section 14 of this agreement for more information. If the Gift Card was purchased over the internet, the associated PIN will be enclosed with the Gift Card on delivery. You must not attempt to use Your Gift Card via non – participating retailers; 8.5. 18. 4.1. On or after 1 October 2018, can be spent via participating retailers within the specific shopping centre whose name appears on the Gift Card; 8.2.1. If the Gift Card was purchased via a mobile point of sale, the maximum value that may be loaded onto the Gift Card may differ depending on the nature of the Gift Card programme in question. If the expiry date is shown as a period of time it must also include the date it was supplied or purchased, so you can determine the expiry date. You must provide a record of the expiry date to your customers in writing, eg on paper or by email. 17.1. 2.8. Where You have used the Gift Card to pay for goods or services, the value of the transaction plus any relevant fees or charges will be paid to the retailer or service provider via the payment scheme network. The correct PIN is entered at the point of sale, (where applicable); or. Valid for a period of twelve months from the date that the replacement Gift Card is collected. Together with other state and territory consumer ministers, ACT Minister for Consumer Affairs Shane Rattenbury recently agreed to implement a national scheme for the regulation of gift cards. “I am very pleased to be able to bring the five-year expiry date and a number of other important protections for consumers into effect [and] I am particularly pleased to do so at the start of the Christmas period when many of us will buy or receive gift vouchers,” the Minister for Business, Enterprise and Innovation Heather Humphreys said. Once We have received Your instruction to proceed with the transaction, the transaction can not be stopped or revoked. 2.4. A Gift Card balance does not attract interest; 8.12. Writing to Customer Services, Flex-e-card Ltd, 2 St James Gate, Newcastle Upon Tyne, NE1 4BE; 15.1.3. We will assume that You have done so and will be entitled to assume You have accepted any changes to these terms and conditions unless You notify Us otherwise. Your eCapitaVoucher gift will be sent via mobile or email notification to the intended recipient. A Gift Card may not be used for preauthorised regular payments, for gambling, or for any illegal purposes; 8.14. For example, when carrying out a transaction or when passing the Gift Card to another individual as a gift or gesture. We may restrict use of Your Gift Card if: 8.14.1. Photograph: iStock. It is the responsibility of the purchaser to inform the intended cardholder that usage of the Gift Card is subject to these terms and conditions. 16.1. Scanning the QR code which appears on the reverse of the Gift Card, (where applicable), using Your smartphone, (supported on Windows Phones and devices using Apple iOS and Android. Do not disclose Gift Card details, the associated PIN or any relevant security details to anyone, except where this is necessary for the purpose of completing a transaction or when passing the Gift Card to another individual as a gift or gesture. Expiry dates are often 1–2 years from the date of purchase. She pointed out that many gift vouchers until now have had expiry periods of just one or two years and in some cases it has been as little as six months. 16.2. INFORMATION ON WHO WE ARE AND THIS AGREEMENT. 8.14.3. 2.7. A click and collect code is valid for a period of twelve months from the date of purchase. 8.1.1. In the event of exceptional circumstances which prohibit the normal operation of the Gift Card. Where relevant information is supplied to the retailer which allows the transaction to be processed. If you have brought a voucher online, such as from a daily deal site, there are often limits on when and how the voucher can be used. The Gift Card will be activated at the point of sale and the monies will typically be available for use within one hour of purchase. KEEPING YOUR GIFT CARD AND DETAILS SAFE. If there is, tell the recipient so it does not sit there unspent until it is too late. The magnetic stripe on the Gift Card was swiped by the retailer; 7.2.3. Covid-19: Nine die in Trim nursing home despite having had first vaccination, One in four now testing positive for Covid-19 are asymptomatic, Human remains found in Kent confirmed as Sarah Everard, say police, What happens now and what does it mean for Ireland? If the Gift Card was purchased via an electronic point of sale, via a card dispensing kiosk or via a mobile point of sale, the associated PIN will be enclosed with the Gift Card at the point of sale.